On this week’s edition of The Roggin Report, presented by The Living Desert, host Fred Roggin unpacked the growing concerns small businesses face after the Palm Springs bombing, brought in legal insight from Walter Clark, and highlighted personal stories from women who've experienced dismissal in medical settings.
As more details emerge about the suspect and the military-grade device used in the bombing, local business owners are now struggling to get their insurance claims approved. Many say they’ve been denied because the attack is classified as an act of terrorism—something not typically covered under standard policies unless special coverage was purchased.
Attorney Walter Clark joined the segment to explain how the Terrorism Risk Insurance Act passed after 9/11 affects today's claims. He noted that while insurers must offer terrorism coverage, most small business owners decline it—either unaware of the exclusion or opting out due to costs. He encouraged owners to revisit their contracts and seek legal review, especially if coverage wasn’t properly offered.
Shifting gears, Fred tackled the emotional impact of being dismissed by doctors—particularly for women. Guest contributors Sue Abramowitz and Tammy Bleck shared personal experiences of misdiagnoses and being told their symptoms were "in their head." Studies show that 81% of women report having their symptoms invalidated, leading to serious emotional and health consequences.
Sue shared how she underwent surgery only to be told afterward it wasn’t necessary, while Tammy noted the emotional toll such treatment can take, including shame and self-doubt. Both emphasized the importance of self-advocacy and trusting your instincts when it comes to your health.
Finally, the segment wrapped with neighbor shoutouts: Betty in Rancho Mirage praised Jessica for her solar panel cleaning (and window washing), Julian in Indio is on the hunt for a dump truck mechanic, Gail in Cathedral City is planning ahead with a fruitcake recipe request, and Nancy in Palm Desert wants tips on the best tomatoes for a summer sandwich. Fred noted he’d love to hear more from viewers in Coachella and Desert Hot Springs.
To share your thoughts, reach Fred on Facebook or Instagram at Fred Roggin, or email thedesertdean@gmail.com.
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By: Fred Roggin
May 22, 2025